Checking and NOW Accounts

We offer many kinds of personal Checking and NOW Accounts.

Non-interest bearing checking accounts:

Interest bearing NOW accounts:

Checking Accounts—Features and Benefits

 

All checking accounts offer

 

Traditional Checking

  • May be opened with any initial deposit 
  • There is a daily minimum or average daily balance requirement to avoid a monthly service charge
  • No limit to the number of checks that may be written per month and there are no charges per check written

Simply Checking

  • May be opened with any initial deposit
  • There is no minimum daily balance requirement
  • No limit to the number of checks written per month

Economy Checking

  • May be opened with any initial deposit
  • There is no monthly minimum balance to be maintained
  • A small monthly service charge will apply
  • No per item charge for the first ten withdrawals (i.e. either by check, ATM transaction, internal transfers or wire transfers) in any month.
  • Withdrawals in excess of 10 per month will be subject to a per transaction charge

College Checking

  • May be opened with any initial deposit 
  • There is no monthly minimum balance to be maintained
  • No limit to the number of checks that may be written per month and there are no charges per check written
  • This account can only be opened if your parents maintain an account with the bank.
  • More details

NOW Accounts—Features and Benefits

 

NOW Account™

  • An interest-bearing checking account
  • May be opened with any initial deposit 
  • There is a daily minimum or average daily balance requirement to avoid a monthly service charge monthly fee
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • Other service charges may apply
  • Please contact a Personal Banker for more details 

Single Solution Account

  • May be opened with any initial deposit
  • Unlimited check writing
  • An interest bearing checking account
  • Free first order of specialty checks
  • No monthly service charge with minimum required balance
  • Tiered  interest rates where rates increase as the balance increases
  • Please contact a Personal Banker for more details 

PlatinumPreferred NOW Account®

  • An interest bearing NOW Checking Account
  • May be opned with any initial deposit 
  • No daily minimum balance and no monthly fee1
  • FREE specialty imprinted checks2
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • FREE small size safe deposit box for one year (or equivalent savings off a larger box)3
  • FREE memebership to Platinum Adventures Club
  • Companion account required
  • Click here for further details

Palatine Account

  • FREE NOW Checking Account--no minimum balance and no monthly service charges1
  • Bonus Interest CD rates
  • No charge for your first order of "Specialty" checks2--50% off thereafter
  • 75% Safe Deposit Box Discount-good for a 3" x 5" x 21" box, (or the equivalent towards a larger box)3
  • Companion account required 
  • Please contact a Personal Banker for further details

Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Also check out our Overdraft protection. Please contact us if you have any questions.

 

Learn more about protecting your Checking Account

Click here for more information.

 

1 Fees, such as overdraft charges, and fees for special services may apply. 2 Limitations apply on type of check and quantity ordered. 3 Limited number of boxes available